And was told that I needed buy a green dot card put a $1OO on the card call them back and I will be receiving the money on my Visa on 15 minutes and the $5000 would be in my account.
I recently in March tried to get a loan from America Cash Payday.They called me and said I was Approved for a loan. Other than to obtain location information about you, a debt collector generally is not allowed to discuss your debt with anyone other than you, your spouse or your attorney.īe sure to file a complaint with the FTC if you think that a debt collector has violated your rights. give false credit information about you to anyone, including a credit reporting companyĬollectors usually are prohibited from contacting third parties more than once.threaten to seize, garnish, attach, or sell your property or your wages - unless they are permitted by law to do it and intend to do so.claim that you’ll be arrested if you don’t pay your debt.falsely claim to be law enforcement officers.use deceptive methods to collect a debt from you.harass or abuse you or anyone else they contact about you.contact you at work if you’ve told them verbally or in writing that your employer doesn’t allow you to get such calls in the workplace.Under the FDCPA, debt collectors are not allowed to: If you are facing debt collection, understand your rights. According to the complaint, National Check Registry has no authority to make arrests or seek other criminal punishments for failure to pay these debts. Frequently, the company would tell a person’s family, friends and coworkers that the person committed a crime or was involved in a legal proceeding. The FTC and the State of New York alleged that National Check Registry routinely told people they had to pay within 12 or 24 hours to avoid having a local court system or law enforcement agency come after them. On June 23, 2014, the FTC filed a joint complaint with the State of New York against National Check Registry for violating the FDCPA by allegedly using outrageous and intimidating methods to get people to pay debts immediately - often debts that were in dispute.Īmong the alleged tactics that National Check Registry used was telling people they had committed check fraud or another crime and threatening them with lawsuits, garnishments, arrest or imprisonment if they didn’t pay. The FTC enforces the Fair Debt Collection Practices Act (FDCPA) to protect consumers from deceptive, abusive, or unfair debt collection tactics. When those calls involve harassment, threats and intimidation, the situation can get even worse - especially if you don’t know your rights. Calls from debt collectors can add to the stress of having financial problems.
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